New Initiative Addresses Dependent Coverage Gap

Just announced: New initiative addresses dependent coverage gap, helps parents keep their adult children covered.

It was announced earlier this week that our parent company is taking steps to prevent a gap in coverage that could leave many young Americans uninsured.

Each year in June, many young people – because of their age, student status or other factors – become ineligible as dependents on their parents’ insurance policies. Health care reform legislation, signed into law last month, will extend dependent coverage to age 26 for plan years beginning September 23, 2010. While this is great news, it also means that many members would face a coverage gap during the months before this provision is fully implemented.

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Health Insurance Fresno

Group, Individual & Family Health Insurance and medical coverage for Residents of Fresno, CA

Selecting the best medical plan or health insurance is significant, not only to your physical health but also to your economic well-being. Walter Ray Holt Insurance Services provide a comprehensive assortment of health plan solutions to Fresno residents.

Types of California Health Insurance and healthcare plans we provide:

  • Individual Health Plans
  • Family Health Plans
  • Group Health Plans for Small Business Owners (2-50 employees)

Contact us today to get detailed information pertaining to health coverage, dental coverage and life insurance options for your Small Business; Find out more about healthcare professionals, pharmacies and insurance agents in Fresno; and Apply Online for individual & family health plans.

Fresno Health Insurance

Health Insurance Quotes for Fresno Small Businesses, Individuals & Families.

Paying too much for health insurance in Fresno? Request a quote today if you are looking for ways to reduce the cost of your health plan and keep the benefits you use the most? If you have not reviewed your business health insurance needs lately, it’s time to review your health plan and make sure you have adequate coverage. We offer health insurance quotes to our Small Business clients. Get Group Health Quotes.

Shopping for the right Fresno health insurance plan can be confusing, which is why we are here to help. As you may know, plans change over the course of weeks, even days. Individuals & families use our Plan Finder to get instant health insurance quotes, compare plans from multiple carriers, and apply online for health insurance.

We offer a broad range of health plans, varying costs, levels of health coverage, and accessibility to health care. These are important considerations for helping you identify which plan is right for you. We offer the lowest regulated rates on PPO, HMO and Indemnity Policies. Most importantly, we make it easy to choose a plan and apply online. No hassles, no waiting.

Individual & Family Health Plans

New plans designed for individuals and families. Apply Online.

  • Self-employed or not covered under your employer’s plan?
  • Not satisfied with your employer offered plans, or would like additional family coverage?
  • Seeking additional protection from an unexpected accident or illness?
  • Are not covered by any other health plans including Medicare?
  • Are you no longer a dependent on your parent’s plan because of age or no longer in school?

These are a few reasons why you may consider purchasing individual health insurance.

See Health Plans & Pricing

California Health Insurance Plans for Small Business

Every small business owner in California knows the importance of having adequate business insurance. Request a group health insurance quote today!

Group health insurance for small businesses in California will provide benefits to both Employees and Employers. A group health plan is the core of an employee benefits package and is a valuable component of a total employee compensation package. It can help you hire and retain the best employees. There are tax incentives for businesses that provide health insurance and other employee benefits as part of their employee benefit package.

We provide your company with a dedicated Employee Benefits Specialist who is committed to advising you on the best health insurance carrier and plan(s) package at the right price. When you obtain your benefits through us, you’ll get more than just a health insurance plan, you’ll get an employee benefit partner. We are like an employee in your organization without being on your payroll.

Allow us to focus on what we do best so that you can focus your valuable time on what you do best, your business. The costs of plans through us are the same as you would pay if you went directly to the Carrier. We are compensated by the insurance carriers. However, unlike a carrier, we will inform you about other insurance provider plan options, underwriting negotiation opportunities and the many other facets of a group health plan purchase process and ongoing management processes.

Health insurance premiums are filed and regulated by the State of California Department of Insurance. Whether you buy from us, or directly from the health insurance company, you’ll pay the same monthly premium for the same plan. This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through our website. Rest assured that you’re getting the best available value and price.

Top Selling Anthem Individual & Family Plans

If you are trying to find an individual health plan from Anthem look no further. Here are the most popular plans at an affordable price and providing great coverage.

Anthem Blue Cross SmartSense 1500 w/Gen RX

Reliable, basic protection with some of our lowest monthly
rates. Choose the annual deductible/monthly rate combination
that works for you. Immediate benefits for the first three visits
to a doctor. Your choice of prescription drug benefits, Comprehensive
RX or Generic RX. Health plan that pays up to $7,000,000 per
member in lifetime benefits.

Apply Online

Tonik: Calculated Risk Taker (Anthem Blue Cross 1500)

This plan provides great all-around coverage—preventive,
emergency, prescription, eyes and teeth (but no maternity coverage)—with
affordable premiums and a choice of three different copay and
deductible combinations to suit your lifestyle, risk factors
and budget.

Apply Online

Anthem Blue Cross Share 5000

This plan offers comprehensive health care services with
significant in-network savings and the freedom to choose doctors
and specialists out of network, with shared risk for lower premiums.
You pay no deductible for office visits, covered preventive
care or generic drugs.

Apply Online

Anthem Blue Cross Share 5000

This plan offers comprehensive health care services with
significant in-network savings and the freedom to choose doctors
and specialists out of network, with shared risk for lower premiums.
You pay no deductible for office visits, covered preventive
care or generic drugs.

Apply Online

Anthem Blue Cross Basic PPO 2500

This basic plan offers the security of in-hospital and surgical
coverage to protect you against financial losses due to unexpected
illness or injury. Note, to keep cost down, this plan does not
include maternity benefits and coverage for professional services
is limited.

Apply Online

Anthem Blue Cross RightPlan PPO 40-Generic Rx

This plan allows you to pay just a $15 copay for generic
drugs from our Generic Rx Formulary. It also provides access
to over 50,000 California network doctors and specialists and
over 400 hospitals – so you’re covered just about anywhere.
Significant savings for you – because we’ve negotiated lower
fees with our network doctors and hospitals, your share of costs
is less while paying your coinsurance. You’ll also get out-of-state
coverage that allows you to use your plan’s benefits when traveling.


Apply Online

Anthem Blue Cross PPO 3500 (HSA-Compatible)

This plan provides 100% coverage for most services after
your deductible is met, with highly affordable monthly premiums,
and qualifies as a high deductible plan if you wish to set up
a Health Savings Account (HSA). Note it does not include maternity
coverage.

Apply Online

Anthem Blue Cross Select HMO

This plan combines maximum savings with maximum healthcare
coverage through the Select HMO network. Featuring low premiums
and out-of-pocket costs, this plan offers no deductible and
unlimited lifetime benefits for covered services, maternity
benefits, and just a $25 copayment for office visits. Available
in 22 California counties.

Apply Online

Anthem Blue Cross Individual Lumenos HSA 5000

This plan offers you a Health Savings Account compatible
plan to work alongside an HSA that can be funded by your own
pre-tax contributions. It also includes a Traditional Health
Coverage component-similar to a typical health plan-which helps
protect you against further health expenses.

Apply Online

Lumenos HSA 1500 (Without Maternity Coverage)

This plan offers you a Health Savings Account compatible
plan to work alongside an HSA that can be funded by your own
pre-tax contributions. It also includes a Traditional Health
Coverage component-similar to a typical health plan-which helps
protect you against further health expenses.

Apply Online

Don’t Forget Dental and Life Coverage. Consider
adding dental and life coverage when you apply for a medical
plan. It’s easy to select these options when you apply online