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If you are looking for ways to reduce the cost of your health plan and keep the benefits you use the most.

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Short Term Health Insurance from Assurant

Between jobs? Waiting for employer benefits to kick in? Currently a temp or seasonal employee? Did you recently graduate from college and no longer under your parent’s health plan?

These are one of many reasons why you may need an Assurant Health short term medical insurance plan. Sudden illnesses and accidents can lead to large medical bills. Keep your financial future safe at a price you can afford with Short Term Medical temporary insurance. Coverage starts the day after you apply and you may keep your own doctors.

Between jobs? Waiting for employer benefits to kick in? Currently a temp or seasonal employee? Did you recently graduate from college and no longer under your parent’s health plan?
These are one of many reasons why you may need an Assurant Health short term medical insurance plan. Sudden illnesses and accidents can lead to large medical bills. Keep your financial future safe at a price you can afford with Short Term Medical temporary insurance. Coverage starts the day after you apply and you may keep your own doctors.

Aetna Advantage Plan for Individuals

If you live in California and are looking for a health plan that fits your needs you may want to take a look at the Aetna Advantage Plans for individuals, families, and the self-employed.

Aetna Advantage Plans offer some of the best choices and value to help meet your health coverage needs. We can help you choose an affordable health insurance coverage from Aetna. See Plans & Pricing for Aetna Advantage
Aetna Advantage Health Plans

Affordable quality & choices

Choose from a wide range of health insurance plans that offer excellent quality. Aetna Advantage plans are designed for maximum value, with lower monthly premiums, plus benefits for preventive care.You can choose how much to spend in premiums versus out-of-pocket expenses.

Robust coverage,competitive costs

Aetna offer plans with valuable featureswhich may include: An excellent combination of quality coverage and competitively priced premiums.  The freedom to see doctors whenever you need to, with no referrals needed. Coverage for preventive care, prescription drugs, doctor visits and hospitalization.  No deductible for well-women exams when you visit a network provider.  No claim forms to fill out when youuse a network provider.  Aetna’s nationwide provider network offers you a vast selection of licensed physicians and hospitals.

Family Coverage

Apply for coverage for yourself, your spouse, and children, or even just your children. Coverage can include prescription drugs, doctor visits, hospitalization and preventive care services.

Tax Advantages

Aetna also offer High Deductible plans thatare compatible with tax-advantaged Health Savings Accounts (HSAs). You can contribute money to your HSA tax-free. That money earns interest tax-free. And qualified withdrawals for medical expenses are tax-free, too.

Coverage when you travel

Like to travel? You have access to covered services from a nation wide network of doctors and hospitals that accept Aetna’s negotiated fees.

Tax-free compensation: Health care

When you’re due for a raise, ask your company to get creative in your compensation. There are numerous ways to receive nontaxable compensation. Let’s look at some of the best alternatives to taxable earned income. Any time you can convert taxable income into nontaxable income, you’ve given yourself a raise. And when both you and your company save money, it’s a win-win situation.

For example, health coverage. Health and hospitalization insurance premiums paid by your current or former employer are tax-free — a huge benefit. Let’s say your health insurance premiums come to $280 a month, or $3,360 a year (for an HMO policy for a family of four with a $1,500 deductible). If you’re in the 25% tax bracket and have to pick up the bill, the real cost to you would be $4,480. That’s $3,360 for the premiums and $1,120 for additional income taxes because you’ll be paying for the coverage in after-tax dollars. Having your company pick up the cost helps both of you. Your employer doesn’t have to pay the salary necessary to get you even, and it gets to write off the full cost of the coverage. Plus, neither of you has to pay the 7.65% payroll taxes on the premiums. And you, of course, boost your disposable income substantially.

By Jeff Schnepper, MSN Money

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